While each introductory meeting with a First National Investor Services/Raymond James Investment Executive will be unique, we believe that it's important for you to understand what you should expect from your complimentary no obligation consultation. The following steps outline the topics that are typically discussed during the 60 minute session.

1. Information Gathering- we'll discuss:
   1. Your Demographic Information
      1. Names, ages, dependents, etc.
      2. Hobbies
   2. Your Financial Information
      1. Retirement goals
      2. Time until retirement
      3. Risk tolerance
      4. Current and anticipated debts and assets
   3. Your Goals for the Meeting
      1. What will make this session a success?
      2. What specific questions do you have?
   
   
2. Produce Customized Financial Illustrations: Based on your specific goals for the session, your advisor will use the information you provide to create a personalized handout of financial data and graphs including:
   1. Summary of current and projected income and expense information
   2. Graphs outlining your anticipated sources of retirement income
   3. Hypothetical retirement portfolio balances
   4. A year-by-year retirement cash flow schedule
   
   
3. Discuss the Financial Advisor's Role:
   1. Following the Market
   2. Ongoing Communication and Advice
   3. Executing Trades
   4. Fee Structure
   
   
4. Discuss Potential Approaches / Products that fit your goals, timeline and level of risk tolerance. Each meeting is unique. Sometimes our discussions may be focused on financial best practices, other times more heavily on specific products. As the potential investor, you are the one that's in control.
   
   
5. Establish Next Steps:
   1. Next meeting
   2. Specific research and follow-up
   3. Executing Trades
   4. Fee Structure