Relationship Banking - Something for Everyone
Contact us with any questions you may have or start an online
application today.
Our Checking
Account Features |
Freestyle |
Lifestyle |
First.Friends WrightTime |
HSA |
| Available to |
ALL |
ALL |
55 & up |
ALL |
| Min. Opening Deposit |
$100 |
$100 |
$100 |
$25 |
| Minimum Balance |
None |
$100001 |
$15002 |
$10003 |
| Below Minimum Fee |
None |
$15 |
$10 |
$4 |
| Interest Bearing |
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| Unlimited Check Writing |
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| VISA Debit/ATM Card |
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| Phone Banking |
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| Internet Banking |
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| No Fee Internet BillPay |
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| Ready Cash4 |
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| 1/4% CD Rate Bonus |
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| No Fee Money Orders |
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| Free/discounted Checks |
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| Safe Deposit Discount |
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(1) Combined average collected daily balances in personal checking, savings, CD's, loans,
lines of credit, and investments of $10,000.
If the combined average collected daily balances drop below the minimum
in any monthly statement cycle, you will pay a $15.00 fee.
(2) Combined average collected daily balances in personal checking, savings, and CD's of $1,500.
If the combined average collected daily balances drop below the minimum
in any monthly statement cycle, you will pay a $10.00 fee.
(3) The account minimum balance requirement is $1,000.
If the account balance drops below the minimum in any monthly statement cycle,
you will pay a $4.00 fee.
(4) Application subject to Approval.
For more information, check out our
current checking deposit rates, the First National Bank of Elk River
Deposit Account
Terms and Conditions or the Funds Availability Disclosure.
FreeStyle Checking
How do you beat this? No minimum balance
requirement and no monthly fee! Visa Debit/ATM Card available upon request.
LifeStyle Checking:
A special account that rewards First National customers for maintaining
multiple accounts with our organization. Your personal checking and savings accounts, loans, lines
of credit, certificates of deposit, and other investments can work together to offer additional benefits.
First Friends/WrightTime Checking
A special club for those 55 and over featuring an interest bearing checking account,
free or discounted personalized checks, monthly activities, travel opportunities,
newsletter, and much more.
HSA Checking
A Health Savings Account (HSA) is a tax-exempt custodial account established exclusively for the purpose of
paying or reimbursing qualified medical expenses of you, your spouse, and your dependents. Competitive
interest rates that increase as your balance increases.
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